{"id":271,"date":"2021-11-18T03:45:06","date_gmt":"2021-11-18T03:45:06","guid":{"rendered":"https:\/\/www.peeryfamilydentistry.com\/blog\/?p=271"},"modified":"2022-01-18T03:45:27","modified_gmt":"2022-01-18T03:45:27","slug":"3-ways-to-maximize-your-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.peeryfamilydentistry.com\/blog\/3-ways-to-maximize-your-dental-insurance-benefits\/","title":{"rendered":"Enjoy Affordable Care Using Your Dental Insurance"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-272\" src=\"https:\/\/www.peeryfamilydentistry.com\/blog\/wp-content\/uploads\/2022\/01\/healthy-mouth-300x124.jpg\" alt=\"Man holding digital smile\" width=\"300\" height=\"124\" srcset=\"https:\/\/www.peeryfamilydentistry.com\/blog\/wp-content\/uploads\/2022\/01\/healthy-mouth-300x124.jpg 300w, https:\/\/www.peeryfamilydentistry.com\/blog\/wp-content\/uploads\/2022\/01\/healthy-mouth-1024x424.jpg 1024w, https:\/\/www.peeryfamilydentistry.com\/blog\/wp-content\/uploads\/2022\/01\/healthy-mouth-768x318.jpg 768w, https:\/\/www.peeryfamilydentistry.com\/blog\/wp-content\/uploads\/2022\/01\/healthy-mouth-1536x635.jpg 1536w, https:\/\/www.peeryfamilydentistry.com\/blog\/wp-content\/uploads\/2022\/01\/healthy-mouth-2048x847.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>A National Health Interview Survey found 50% of adults have private dental insurance for access to affordable dentistry. While more Americans than ever have coverage, only 35.6% of adults have seen a dentist in the past year. As a result, only 2.8% of people meet or exceed their annual dental benefits. Despite paying a monthly premium, 2 in 5 adults limit or delay seeing a dentist because money is tight. If this situation sounds familiar, don\u2019t throw money down the drain. Although the new year is right around the corner, it\u2019s not too late to use your coverage. Here are 3 ways to maximize your dental insurance benefits to enjoy a healthy smile, better health, and lower long-term oral health expenses for very little out-of-pocket.<\/p>\n<p><!--more--><\/p>\n\n\n<h2 class=\"wp-block-heading\">1. Schedule a Cleaning and Checkup<\/h2>\n\n\n\n<p>The American Dental Association recommends a cleaning and checkup at least twice a year, but routine appointments are often viewed as a luxury, not a necessity. Many people delay preventive care because they don\u2019t have any current dental concerns. While you might initially save money, you\u2019ll face a big dental bill down the road.<\/p>\n\n\n\n<p>Research shows every $1 spent on preventive dentistry can reduce restorative and emergency costs by up to $50. Paying your monthly premium gives you 100% coverage for preventive services to keep your teeth and gums healthy for a copayment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Treat Dental Problems Early<\/h2>\n\n\n\n<p>If your dentist finds a concern during your routine visit, you might wait to have it treated because you\u2019re not experiencing any symptoms. No matter how small the problem, it\u2019s best to treat dental concerns while they are still small to avoid a costly treatment or the loss of your tooth.<\/p>\n\n\n\n<p>Your dental insurance makes it easy and affordable to repair your smile. Every policy differs, but most cover 80% of minor restorative services, while only paying 50% for major procedures. You can treat the issue before it turns into a dental emergency. It\u2019s more affordable to place a filling than it is to perform a root canal.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Use It Before You Lose It<\/h2>\n\n\n\n<p>Your dental insurance doesn\u2019t last forever. It will reset at the end of the year, which means you\u2019ll lose anything you haven\u2019t used. You won\u2019t be reimbursed for your premiums or any money paid toward your deductible. Nothing will carry over into 2022. You could lose hundreds to thousands of dollars. There\u2019s still time to see your dentist before you lose what you\u2019ve paid for.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Affordable Care for a Healthy Smile<\/h2>\n\n\n\n<p>Life is full of hard financial decisions, but don\u2019t put your oral health on the chopping block because of your financial situation. Maximize your dental benefits to cut costs today and in the future to ensure your smile lasts for a lifetime.<\/p>\n\n\n\n<p><strong>About Dr. James M. Peery III<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.peeryfamilydentistry.com\/james-peery-iii-dds.html\">Dr. James<\/a> earned his dental degree from the MCV School of Dentistry before moving back to his hometown to provide comprehensive dentistry. He offers modern services for affordable rates by working with many dental insurances. If you have benefits that you\u2019re about to lose, <a href=\"https:\/\/www.peeryfamilydentistry.com\/contact.html\">contact our office<\/a> today to schedule an appointment.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A National Health Interview Survey found 50% of adults have private dental insurance for access to affordable dentistry. While more Americans than ever have coverage, only 35.6% of adults have seen a dentist in the past year. As a result, only 2.8% of people meet or exceed their annual dental benefits. Despite paying a monthly [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>3 Ways to Maximize Dental Insurance Benefits<\/title>\n<meta name=\"description\" content=\"Your dental policy gives access to affordable dentistry to keep your smile healthy. Here are 3 ways to maximize dental insurance benefits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.peeryfamilydentistry.com\/blog\/3-ways-to-maximize-your-dental-insurance-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Ways to Maximize Dental Insurance Benefits\" \/>\n<meta property=\"og:description\" content=\"Your dental policy gives access to affordable dentistry to keep your smile healthy. 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