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We Welcome All Dental Insurance

Navigating dental insurance can often lead to a big headache. For instance, how can you be sure what’s covered and what’s not covered? What’s the difference between in-network and out of network? Thankfully, our team at Peery & Woolwine Family Dentistry has all the answers you need. We’re proud to be in-network providers for most major PPO plans available to residents of Lynchburg, and we’ll go above and beyond to not only help you maximize your benefits, but also provide full transparency regarding the financial aspects of your care.

Understanding How Dental Insurance Works

Many people assume that traditional medical insurance and dental insurance are virtually the same, but this isn’t actually true. Medical insurance is designed around covering the cost of big emergencies, such as illnesses and physical injuries. On the other hand, dental insurance emphasizes prevention first. Most plans will pay for biannual dental checkups and cleanings, which means that patients will be more likely to have any potential problems diagnosed as early as possible, minimizing your year-to-year treatment cost.

What Your Dental Insurance Plan Covers

Please keep in mind that every dental insurance plan is a little bit different and you should confirm available benefits with the company before committing to treatment. That said, most plans will offer the following benefits:

  • Preventive care (such as biannual dental checkups and cleanings, fluoride treatment for children, etc) are covered at 100%.
  • Minor restorative care (such as root canal therapy and tooth-colored fillings) are covered at around 70-80%.
  • Major restorative care (such as dentures, crowns, and bridges) are likely to be covered at or near 50%.

In some cases, orthodontic treatment may also receive partial benefits, depending on the circumstances. Cosmetic dentistry is NOT covered by most plans.

Our In-Network PPO Dental Insurance Providers

As in-network providers for most major PPO plans, Peery & Woolwine Family Dentistry has agreed to charge set rates for many services that are determined by the insurance company. These rates are typically lower than the prices set by out of network offices, which is why visiting an in-network provider can be beneficial for you and your family’s budget! However, we can often work with out of network plans too and file claims on your behalf to access available benefits, so don’t hesitate to call if you’d like to become our patient.

We proudly accept the following dental insurance plans:

  • Anthem
  • Guardian
  • Cigna
  • Metlife
  • Delta
  • And many more! Ask our friendly team if we take your plan.